Iowa Real Estate Broker & Sales License Continuing Education

Requirements Overview

Total Hours:  36
Elective Hours:  24
Mandatory Hours:  12
License Renewal Period:  3 Year(s)
Demo of Online Real Estate Continuing Education  

Requirement Details


The CE Shop is an approved provider of education in Iowa: Provider Number: 244

Renewal Date: Every three years by 12/31

Hours required: 36 hours (12 hours mandatory and 24 hour elective). Of the 12 mandatory hours, 8 need to be in law updates and 4 in ethics.

  • The IA Real Estate Commission only allows licensees to complete 24 hours of the total 36 hour requirement in an online environment. It is the licensees' responsibility to ensure they do not complete over 24 hours in an online environment.

The CE Shop Offering: 24 elective hours

Seat time: There is a state requirement that a licensee must spend 50 minutes for every hour the course is approved for interacting with the course. The course timing mechanism will keep track of your course time.

ReportingThe state does not have schools report CE hours.

Max hours in 24 hr period: Iowa Real Estate Licensees are not allowed to complete more than 8 hours of courses in a 24 hour period. It is up to the licensee to monitor this and ensure they are not completing more than 8 total hours in a 24 hour period. The date the course is electronically signed is the date the course is completed. Electronic signatures are captured at the end of the course.  For example, if your certificate says you completed a course for 6 hours of CE on June 1st, then you have taken 6 of your allowed 8 hours on June 1st regardless if you’ve taken part of the course on May 31st. Course completion dates are recorded using Central Standard Time. Please note that the date on your certificates of completion will reflect this. The CE Shop is unable to alter the completion dates on your certificates of completion.

Expiration date of course: Courses expire 6 months after the order date. 

Certificates:  Immediately upon real estate course completion, The CE Shop will provide students with an electronic copy of the course Certificate of Completion. Certificates will remain in your account for a minimum of five (5) years, should you need additional copies at a later time.  Please refer to your renewal application to determine if you need to submit your Certificate(s) of Completion with your renewal.

Please enter your individual license number correctly and fully when prompted in the registration process.

Refund Policy: The CE Shop is committed to student satisfaction. Refund requests made within 30 days of purchase for courses that are less than 50% complete are eligible for a full refund. Requests made between 31 and 60 days of purchase that are less than 50% complete will receive a credit in the form of course hours equal to those purchased. Courses that are more than 50% complete are not eligible for refunds or course hour credits. Requests made after 60 days are not eligible for a refund. NOTE: Our system does not allow for refunds on promotional codes that are not applied properly. In order to obtain any promotional discount, the promotional code must be applied at the time of purchase. You must enter in the promotional code in the box under your total at the checkout, and click the "Apply Discount" button, which will show your discount and the adjusted total before you submit your order. Partial credit is not given for any course.

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Iowa Real Estate Online Courses

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Course Name State State Approval # Total Hours Elective Hours Mandatory Hours Suggested Retail Sale Price  
24 Hr. ELECTIVE ONLY Iowa Package

GREAT PRICE!

This package contains 24 elective CE hours required for Iowa broker and sales active license renewals.

Courses included in this package:

  • Breaking Barriers: Fair Housing (3 Elective Hours)
  • Foreclosures Demystified (3 Elective Hours)
  • From Contract to Keys: The Mortgage Process (6 Elective Hours)
  • Going Green: The Environmental Movement in Real Estate (3 Elective Hours)
  • Keeping it Honest: Understanding Real Estate & Mortgage Fraud (3 Elective Hours)
  • Selling to Your Sphere of Influence (3 Elective Hours)
  • Today's MLS: New Paradigms, Better Results (3 Elective Hours)

The IA Real Estate Commission only allows licensees to complete 24 hours of the total 36 hour requirement in an online environment. It is the licensees' responsibility to ensure they do not complete over 24 hours in an online environment.

Valued Real Estate Education Package
IA Package 24 24 0 $150.00 $125.00
Basics of Real Estate Taxation

It is widely known that government exists due to the taxation of you and your client's income and property. Your clients should be aware that tax consequences occur as a result of each real estate transaction. Although as a real estate professional you should not provide tax or legal advice, you can identify the potential income and other tax affects for your sellers and buyers, and advise them to seek appropriate legal and tax counsel.

Course highlights include:

  • Details outlining in-home office deduction requirements, and an explanation of how to calculate these deductions
  • A clear definition of qualified residences
  • Details about loans that commonly qualify for interest deductions
  • Instructions on calculating an adjusted basis, a capital gain/loss, a net selling price, and a gain or loss on the sale of assets
  • An overview of commercial real estate 1031 Like-Kind Exchange requirements
IA 244-201E 6 6 0   $45.00
Breaking Barriers: Fair Housing

Each one of us has had someone treat us unfairly due to a judgement they’ve made about us. Within your real estate business, it is crucial that you understand the principles of practicing fair housing so that you are able to run a fair and honest business.

Course highlights include:

  • Video skits depicting real fair housing cases, submitted by the Oklahoma Real Estate Commission
  • Instructions on creating advertisements that comply with fair housing laws
  • Details about federally protected classes, as outlined by the Fair Housing Act
  • An explanation of how practicing fair housing will benefit your real estate business
  • A list of red flags of discrimination for listing agents, selling agents, and brokers
  • A video Public Service Announcement from the Department of Housing and Urban Development regarding fair housing
IA 244-200E 3 3 0   $25.00
Cracking the Code of Ethics

Today's real estate marketplace is in greater turmoil than ever. Ethical real estate professionals who adhere to a high set of standards will be the foundation for restoring confidence and stability in an already unsure marketplace. The National Association of REALTORS® (NAR) relies on its Code of Ethics to ensure that all REALTORS® are conducting business in an honest manner and with the highest degree of integrity. 

Course highlights include:

  • Videos produced by the NAR that provide insights into the Code of Ethics
  • Case studies and real world examples of Code of Ethics violations
  • A link that will allow you to access the Code of Ethics and save a copy for your reference
  • Details about the Standards of Practice and Case Interpretations of the Code of Ethics
  • A summary of the various roles present in real estate transactions and the duties associated with each role

*This course meets the NAR QUADRENNIAL requirement

In Iowa, this course meets the 4 Mandatory Hours in Ethics.
 *
IA 244-101ME 4 0 4   $30.00
Diversity: Your Kaleidoscope of Clients

The real estate market reflects the diverse population that is present in the United States today with individuals of different races, ethnicities, lifestyles, and cultures. The interests and goals of individuals within diverse populations influence their decision making process within the purchase of real estate. It is critical that the successful real estate professional understands and adapts to others’ lifestyles.

Course highlights include:

  • Resources that will help you identify the diversity of the population living in your area
  • Numerous examples of characteristics and beliefs that can be present in a diverse population
  • Statistics from the National Association of REALTORS® relating to diversity
  • A summary of requirements outlined in various fair housing laws and details about federally protected classes
  • Suggestions that will help you in your efforts working with a diverse group of clients
IA 244-214E 3 3 0   $25.00
Foreclosures Demystified

In today`s real estate marketplace, foreclosures and short sales are a part of the landscape. This course will help you to gain a clear understanding of the steps of the foreclosure process.

Course highlights include:

  • Details about legislation that has been enacted to assist distressed homeowners
  • Rebuilding steps for homeowners who are recovering from foreclosure
  • An explanation of the differences between judicial foreclosure and trust deed non-judicial foreclosure processes
  • Foreclosure avoidance tips and ideas
  • Details outlining the foreclosure process
IA 244-203E 3 3 0   $25.00
Foundations of Real Estate Finance

The financing of a home is as integral to real estate transactions as finding the home itself, and it is beneficial for you to have a clear understanding of the entire financing process. This course will help you to gain a better understanding of the changes the mortgage market has experienced over the years.

Course highlights include:

  • Details outlining the history and purpose of real estate financing
  • Explanation of the roles and regulations of FNMA, GNMA, FHLMC, FHA, and VA
  • Video outlining the rise and fall of the mortgage market and global economy
  • Information about HAFA and Making Home Affordable
  • Statistics from the Center for Responsible Lending and the Federal Reserve
  • Affordability Worksheet, to assist clients in calculating their maximum affordable purchase price
  • Homebuyer Do's and Dont's flier with tips for your clients
  • Instructions on calculating LTV, front-end and back-end ratios, and monthly mortgage payments
  • Details and qualification requirements for several popular financing options
IA 244-204E 6 6 0   $45.00
From Contract to Keys: The Mortgage Process

From the time your buyers sign their purchase agreements, to the time they finally get the keys to their new home, the mortgage process can be filled with anxiety, frustration, and uncertainty. Through your understanding of the process, you will be able to provide your clients with a road map through the maze.

Course highlights include:

  • Video outlining the mortgage process
  • Tips on helping your clients avoid predatory lending
  • Updated statistics from the Center for Responsible Lending
  • Current lender disclosure requirements
  • 2010 updates to 1003 loan application
  • Homebuyer Do's and Don'ts flier that agents can pass on to their clients
  • Tips on compiling and managing your short list of reputable lenders
  • Current loan documentation rules
  • Details regarding closing and closing documents
IA 244-205E 6 6 0   $45.00
Going Green: The Environmental Movement in Real Estate

In this course, we will discuss the runaway trend in the real estate market to go "green." As more and more clients search exclusively for green homes, it is more important than ever to understand what "green" means and how you can utilize knowledge of "green" living in your efforts marketing and searching for properties.

Course highlights include:

  • Tools that can be shared with your clients so they can measure the impact their lifestyles could leave on the environment, along with helpful tips for reducing their negative impact.
  • Descriptions and videos about popular "green" building, design, and landscaping materials, which will help you identify "green"; features during showings.
  • Videos and Internet resources providing details on programs such as Leadership in Energy and Environmental Design (LEED), The Partnership for Advancing Technology in Housing (PATH), and ENERGY STAR®, and details about "green" property requirements, as outlined by the National Association of Home Builders (NAHB).
  • Recommendations that you can share with your seller clients on how they can make inexpensive, effective "green" changes to their homes that appeal to eco-conscious buyers.
  • Suggestions on ways you can "go green" in your real estate business, and details about going paperless.
IA 244-207E 3 3 0   $25.00
Keeping it Honest: Understanding Real Estate and Mortgage Fraud

Real estate fraud, along with the recent increase in identity theft, has become a major issue in the industry. This course identifies several types of real estate fraud schemes, both minor and major, and helps you, as a real estate professional, understand how you can protect and educate your clients on this growing problem.

Course highlights include:

  • Details about property disclosures that are required in real estate transactions
  • Statistics regarding fraud cases and the top 10 states with significant mortgage fraud problems
  • An explanation of sub-prime lending and how it impacts mortgage fraud
  • A summary of the steps of a purchase process that will help you identify where major buyer misrepresentation can occur
  • A handout from the Federal Bureau of Investigation that will help you understand how "house stealing" can occur
IA 244-206E 3 3 0   $25.00
Online Risk Management

Infinite prospecting and advertising opportunities are available to real estate professionals through social media, blogging, property listing website, and email resources. Whether you’re an experienced Internet-savvy professional or have yet to create a Facebook profile, this course will help you gain an understanding of the legal, regulatory, ethical, and professional issues that should shape your online content and conduct.

This exciting new course features:

  • Resources to help you in developing your online presence through personal websites, blogs, social media profiles, email campaigns, etc.
  • Tech tips from Amy Chorew that will assist you in protecting your online image
  • Details on reducing legal, ethical, regulatory, and practical risk you face through your online real estate activities
  • Checklists with website best practices and email etiquette tips that can be used in your online marketing activities
  • A handout with tips on avoiding E&O insurance claims stemming from your online real estate activities
IA 244-218E 4 4 0   $30.00
Real Estate Investors and Your Business

It is estimated that approximately $300 billion in real estate is transacted by investors each year. Grab your piece of the pie by understanding the driving forces in the dynamic residential real estate investment market. Possessing knowledge of the strategies and mindsets of investors will help you serve your valuable investor clients effectively, responsibly, and ethically. Through this course, you will learn the impact of real estate investment in the United States, the opportunities that exist for investors, and your role in representing the residential real estate investor.

Course highlights include:

  • Resources from Keller Williams Publishing, National Real Estate Investors Association, OwnAmerica, and the National Association of REALTORS® that will help you serve your investor clients
  • A Criteria Worksheet handout that can be utilized in your efforts finding properties for your clients
  • Insights from The Millionaire Real Estate Investor, Personal Real Estate Investor Magazine, and Crash Boom! that will help you understand the mindset and strategies of investors
  • Details about real estate market conditions and the impact of investors on the market over time
  • Tips for acting ethically, providing a high level of service, and avoiding liability issues while working with investors
IA 244-208E 4 4 0   $30.00
Roadmap to Success - Business Planning for Real Estate Professionals

First and foremost, you, as a real estate professional, are an entrepreneur. This course guides you through proven methods to assist you in developing a successful, workable business plan. You will learn about creating a vision for your business and the tools necessary to achieve that vision.

Course highlights include:

  • A Business Plan Worksheet that will help you reflect on your accomplishments and focus on your goals for the future
  • Helpful ideas for defining your real estate business, vision statement and mission statement
  • Details about identifying your strengths and weaknesses, and setting realistic, attainable goals
  • A Business Plan Template that you can edit to create your business plan
  • Instructions on analyzing your sphere of influence and tips for adding contacts to your sphere
  • Tips on calculating the levels of productivity you will need to meet in order to achieve your income and profitability goals
IA 244-209E 4 4 0   $30.00
Selling to Your Sphere of Influence

While most real estate agents agree that a strong Sphere of Influence (SOI) is fundamental to success, the majority of agents are still beating the streets in hopes of attracting business from strangers. This course will teach you how to respectfully generate business and referrals from an SOI, without annoying anybody.

Course highlights include:

  • Strategies on building and maintaining a contact database
  • Tips to ensure you are presenting a professional, enthusiastic image to your Sphere of Influence contacts
  • Suggestions on planning and implementing an ongoing SOI strategy
  • Ideas you can use in writing effective reconnection letters
  • A list of things to keep in mind when pursuing and accepting referrals from family and friends
IA 244-210E 3 3 0   $25.00
Title and Escrow: Two Families, One Transaction

In a race, you don't finish unless you cross the finish line. A real estate transaction can be similar. All the hard work, the showings, the negotiations, the contracts, and the communications are all part of the race. The final step, finish line, comes at the closing. The signing of all the documents and transferring of ownership from one person to another comes at the finish line.

Course highlights include:

  • Details that will help you protect ownership rights and understand liens, encumbrances, and title insurance
  • A list of the four basic rights of owning and possessing property and explanations of how these rights impact property owners
  • Characteristics of a valid deed, and descriptions of grant deeds, warranty deeds, quitclaim deeds, tax deeds, gift deeds, and deeds in lieu of foreclosure
  • Items included on a full title report, an ownership and encumbrance property report, a legal and vesting report, and a land title report
  • Details about items covered by the lender's title insurance policy and those covered by the borrower's policy
  • An explanation of the contents of the HUD-1 Settlement Statement
IA 244-213E 4 4 0   $30.00
Today's MLS: New Paradigms: Better Results

The Multiple Listing Service (MLS) is the most powerful tool that you, as a real estate professional, have at your disposal.  Potential buyers, in addition to other real estate professionals, can view your listings through a multitude of websites. How you use the MLS communicates your level of professionalism and attracts people to your properties. 

This course provides common sense theories and best practices from industry experts.  Harness the full power of the MLS, starting with a full understanding of how data flow in and out of the MLS.  Apply the practical concepts from this course to:

  • Write exceptional listing descriptions
  • Prepare listings that receive the attention they deserve
  • Remain in compliance with fair housing, advertising, ethics, and anti-trust regulations
IA 244-211E 3 3 0   $25.00
Uncle Sam has Homes for Sale: Listing and Selling HUD Homes

The U.S. Department of Housing and Urban Development (HUD) acquires thousands of homes every year through foreclosure on properties that had Federal Housing Administration (FHA) insured mortgages. This course explains the processes and procedures involved in listing and selling HUD homes, including how the properties are awarded to individual brokers for listing, how brokers and agents are compensated for these sales, and how they are listed and marketed.

Course highlights include:

  • Overview of increased commission opportunities
  • Explanation of FHA financing, and the FHA foreclosure process
  • A summary of the roles created through HUD's Management and Marketing III program, and details regarding the duties associated with each role
  • A description of the documents involved in the sale of a HUD home
  • Rules outlining the advertisement of HUD homes
  • Details about the HUD home bidding process
IA 244-212E 4 4 0   $30.00
* Denotes Mandatory Course
Denotes Value Package